From Dream Mom, a new blog I've discovered. She's talking about treatment options for her son, who has a variety of medical problems (read the blog for more details, http://dreammom.blogspot.com, I think):
The visit ends with a discussion of the surgeries. Tonsils and adenoids removed, to open the throat for breathing and a Nissen, to help with the reflux. I ask if it can all be performed before the end of the year, since we’ve met our stop loss. Our stop loss, is met every year now, as a formality. That’s when you know, the disease has you.
That is so true. We meet ours every year, usually around August. It's good, because then everything is covered after that, but sad, because that means you've used a heck of a lot of money on health care.